💸 When to Refinance Your Mortgage (and When Not To) 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 05/08/2025

📉 Refinance Savings vs. Costs: What Homeowners Need to Know 💰 Refinancing your mortgage sounds like a smart move—lower rates, smaller payments, fresh terms. But here’s the real question: Does refinancing always save you money? The answer is… not always. In this guide, we’ll break down exactly when refinancing is a money-saving win—and when it’s not worth it.